Blacklist cannot be single. Bank blacklist generally refers to some people who have borrowed money from banks or used credit cards, but have not paid back the money. If the amount is relatively large, they deliberately default, and the nature is bad, the bank will blacklist this person. It means that he is a customer with bad credit. There are five types of personal systems in general banks, namely, normal, secondary, concerned, suspicious and loss reporting. Generally speaking, entering the third level is almost a blacklist. Blacklist has no obvious boundary, depending on the specific situation of customers.

The following situations will be blacklisted:

1. The credit card has been overdue for three consecutive times, totaling six times;

2. The monthly payment is overdue for 2 to 3 months or unpaid;

3. The monthly payment of car loan is overdue for 2 to 3 months or not;

4. If the loan interest rate is raised, the monthly payment will still be paid according to the original amount, resulting in overdue interest;

5. Water, electricity and gas charges are not paid on time;

6. Personal credit card cashing behavior;

7. Failing to repay the student loan;

8. If the "Sleep Credit Card" is not activated, there will still be an annual fee. If you don't pay, you will have a negative credit record;

9. Credit card overdrafts and mortgage loans are not repaid on time;

10. When providing a guarantee for a third party, the third party fails to repay the loan on time;

1 1, the mobile phone number is deactivated, and relevant procedures are not handled. If the monthly fee is overdue, it will also cause bad records;

12. Credit card arrears records are generated by others with their own ID cards or copies of their ID cards.