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I want my friend to help me buy an iphone5S in official website and an Apple with a credit card in the United States. How to calculate the RMB exchange rate when I pay him?
If you have a dual-currency bank card, you can choose to buy it with your own card and send it to your friends for them to forward to you.

If your friend bought it for you, you can change it into RMB and return it to him at the exchange rate at that time, or go directly to the bank to change it into dollars for him.

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