The use of Minsheng Bank's credit card:

1. Never default on the bank's money, because the bank's money can't be delayed for one minute. It's better to repay more early than to owe the bank a penny. If the credit is delayed, the credit will be reduced, which will cause a lot of trouble.

2. Cardholders should not want to apply for a high credit card just because they have a car and a house. If they don't contribute to the bank, the bank will not give you a high credit card for the first time (except in special circumstances), and the high credit will gradually increase depending on your credit rating and card usage.

3. Try to control your own consumption, and try not to use credit cards to withdraw cash or use the money in credit cards for investment, because the interest and handling fee for withdrawing cash from credit cards are very high.

4. The money in the credit card can be used in many ways, not just one item; Usually form a good habit of swiping the card, regardless of the amount, but it is best to swipe the card less or not, or it can be phased appropriately, which will help to increase the quota.

5. Don't trust the promotion or intermediary of handling high-value credit cards at will, which will cause risks to credit cards and information leakage and theft.

6. For credit card repayment, cardholders must learn to use multiple repayment methods. In case of problems with the commonly used repayment methods, cardholders can try another repayment method, which can avoid unnecessary credit problems.

Extended information:

Credit cards of Minsheng Bank can be divided into white diamond series, standard card series, official card series, women's flower series, special theme series, department store series, air travel series, automobile series and club series.

annual fee-free policy: the annual fee for the following year will be exempted for 8 swipes of the general card and 3 swipes of the gold card (the annual fee for the first year will be exempted for the Pacific co-branded card once in March).

handling fee for cash withdrawal: RMB: free of charge, 1% cash advance from other banks, minimum RMB 1 yuan, and foreign currency: 3% cash advance, minimum USD 3.

the longest interest-free period: 5 days.

Multi-account handling: the repayment of the limit bill is enjoyed every day.

online payment: the single limit of non-contracted customers is 1 yuan, and the single-day limit is 5, yuan; After going to the bank to become a contracted customer, the single and single-day limit are the maximum amount of credit cards.

Baidu Encyclopedia-Credit Card

Baidu Encyclopedia-China Minsheng Bank Credit Card Center