Yes.

First of all, you must determine the conditions for applying for a loan. The lender must have a good personal credit profile and have a stable income to pay for the loan. If these conditions are met, the loan is generally available. What a coincidence, applying for a credit card also requires these conditions, which are sufficient and necessary conditions.

So, with a credit card, you can usually get a loan. Let’s learn more about what a credit card loan is. Credit card loan refers to the overdraft function granted by the bank to the cardholder within a certain limit, which converts the consumer loan function of the credit card into an unsecured small loan. It is actually a credit card transfer loan business. After the credit card application is approved, the bank will transfer part or all of the amount in the credit card to the debit card and repay it according to the repayment period previously agreed with the bank.

Extended information

At present, the review of using credit cards to apply for loans is not particularly strict. As long as the personal credit record is good, you can generally apply for a loan with a credit card. The specific loan amount will vary according to the personal financial information you submit when applying for a credit card. Generally, you can get a loan of around 5,000 to 20,000 yuan.

The last thing that needs attention is the repayment issue after using a credit card loan, that is, how much does it need to be repaid after the loan is completed? How much is the interest? This issue is of great concern to everyone. Generally, credit card loans are more suitable for short-term loans to solve the temporary capital turnover difficulties on hand. They are not suitable for long-term loans because the interest rates are too high.

Reference materials; Baidu Encyclopedia-Credit Card Loans