It has an impact. You can go directly to the counter to cancel your account.

1. Currently, banks do not do a good job in protecting depositors’ information security.

2. If you do not log out, you will continue to receive unlimited promotional text messages from CCB.

3. Failure to cancel will occupy your card opening resources in CCB.

There are two ways to cancel a China Construction Bank credit card before it is opened:

1. Go directly to the bank with your ID card to cancel;

2. Call the Call the bank's customer service hotline for manual cancellation. After selecting manual cancellation successfully, the credit card will be automatically canceled successfully in the next month after applying for manual cancellation successfully.

Extended information |:

Basic information

Annual fee exemption policy: Swipe the Gold Card 3 times to waive the annual fee for the following year (excluding business cards, Special cards such as car cards)

Cash withdrawal handling fee: Domestic: 1‰ of the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan; overseas: 3 of the transaction amount, with a minimum of 3 US dollars.

Maximum interest-free period: 50 days

Multi-account management: enjoy unlimited quotas, independent billing days and independent repayments.

Online payment: Alipay: can be used after online registration, single and single-day limits are 5,000 yuan

Instalment business: support interest-free installments (3 installments, 6 installments) at specific merchants Issue, Issue 12, Issue 24). After a single purchase of more than 1,000 yuan, you can apply for installments (3, 6, or 12 installments) by phone. Each installment will incur different handling fees depending on the number of installments.

Billing date: 27th of every month, can be modified once a year.

Card type: Gold card (limit 10,000-50,000 yuan)

Currency: RMB

China Construction Bank Credit Card provides you with cash withdrawals (cash withdrawals) Services, cash withdrawals (cash withdrawals) are subject to a cash withdrawal fee. According to the relevant regulations of the People's Bank of China and the State Administration of Foreign Exchange, within the country, the cumulative amount of cash withdrawals (cash withdrawals) per card per day shall not exceed 5,000 yuan (excluding withdrawals at overpayment outlets).

Reference: Baidu Encyclopedia-China Construction Bank Credit Card