1. Cash withdrawal limit of credit card, referred to as cash withdrawal limit, refers to the credit line granted by the issuing bank (or institution) to the cardholder for cash advance (or transfer). The cash withdrawal limit of CCB, that is, the cash advance limit, is usually 30% -50% of the credit line.
2. Credit card available line refers to the unused credit line of credit card. The available amount will decrease with each consumption and recover with each repayment.
Having a withdrawal amount does not mean that you can withdraw all of it, but also depends on whether there is an available amount.
For example:
The withdrawal amount is 2400 yuan, the available amount is 395 yuan, and only 395 yuan can be withdrawn.
The withdrawal amount is 395 yuan, the available amount is 2400 yuan, and only 395 yuan can be withdrawn.
Tip:
1. The daily withdrawal limit of CCB credit card is 2000 yuan.
2, CCB credit card withdrawal fee
(1) Withdrawal through the bank or UnionPay network: 1% of the withdrawal amount is charged for each withdrawal, with the lowest 2 yuan and the highest 100 yuan;
(2) Withdrawal through non-UnionPay network: 3% of the cash withdrawal amount is charged for each withdrawal, with a minimum of $3 or $3.
Preferential measures for credit card withdrawal of CCB: At present, a handling fee of 0.5% of the withdrawal amount is charged for each credit card overdraft withdrawal, ranging from 2 yuan to 50 yuan. (The preferential period ends at 20 16 12 3 1).
2. Cash interest of CCB credit card.
CCB pays interest in addition to the handling fee and does not enjoy interest-free treatment. Cash interest will be collected from the date of overdraft withdrawal, with a daily interest rate of 0.05% and monthly compound interest.