What is the China Construction Bank Joy Credit Card?

China Construction Bank JOY Credit Card is an exclusive credit card product issued by China Construction Bank mainly for young customers under the age of 35. JOY Credit Card also issues platinum-level credit cards under the three brands of VISA, UnionPay and MasterCard, as well as Student Edition. The special benefits of JOY credit card include the minimum repayment ratio as low as 5%, bonus points for cash advance, and iQiyi membership bonus for opening the card, etc.

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