the credit card of China merchants bank is valid for 3 years, and a new card is issued every 3 years. The expiration date is indicated on the front of the card. The credit card center will take the initiative to send the new card by registered mail before the card expires, without any formalities. When you receive a new card, sign your name in the signature column on the back of the new card, then complete the card opening procedures, cut off the old card and discard it without sending it back to the credit card center. No longer used after expiration.

for credit cards that are no longer used after expiration, the cardholder can sign the receipt of non-replacement card and send it back to the bank within the specified time, and the bank will stop issuing new cards. In addition, for cardholders who are ready to send back the receipt without changing their cards, do not send the credit card folder in the receipt. In the future, they must show their credit cards when they cancel their cards.