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How to check the principal of credit card arrears
How to check the principal owed by the credit card:

1. Inquire at the bank counter. Go to the bank outlet and then check at the counter;

2. Telephone inquiry. Call the customer service hotline of the bank to which the credit card belongs, and operate according to the voice prompt of the customer service phone or turn to manual inquiry;

3. Inquire through WeChat official account. Pay attention to WeChat official account, and conduct bill inquiry after binding credit cards;

4. online banking inquiry. Log in to the bank's online banking and you can find the bill in your personal account;

5. mobile banking inquiry. Download and log in to the mobile banking, log in to the account, and bind the credit card to check the bill.

How to deal with overdue credit cards:

1. Express the repayment intention to the bank. When the credit card is overdue, you must never ignore it. First of all, we should get in touch with the bank to show our current economic situation and express our willingness to repay, hoping that the bank will coordinate and customize a reasonable repayment plan;

2. Make sure the call is smooth. Bank staff will keep contacting you after the deadline, but don't deliberately avoid these calls;

3. Borrow money from relatives and friends in time. If you negotiate with the bank and there is still repayment pressure at maturity, you must borrow money from your relatives and friends in time to repay, otherwise you will be sued by the bank.

Legal basis: Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks

Under special circumstances, if it is confirmed that the amount owed by the credit card exceeds the repayment ability of the cardholder and the cardholder still has the willingness to repay, the issuing bank can negotiate with the cardholder on an equal footing and reach a personalized repayment agreement, but the longest period shall not exceed 5 years.