Users can apply for a credit card when they are over 18 years old, and because they are new users, there are often more benefits when applying for a credit card. So, when applying for a credit card, which bank has a low review threshold and is easy to pass? Let’s take a look.

What are the best credit cards for 18-year-olds to apply for?

Ping An Bank

The principal cardholder’s application age is between 20 and 65 years old (inclusive), and the supplementary cardholder’s age is between 14 and 65 years old (inclusive). Generally, new household applications require a credit card application form, valid resident ID card, employment certification documents and other information.

CITIC Bank

Applicants for the main card are between 18 and 65 years old, and applicants for the supplementary card are between 16 and 75 years old. Natural persons with full capacity for civil conduct can apply for a CITIC Bank credit card. , the requirements are not high.

China Everbright Bank

China Everbright Bank has a lower approval threshold, but its loan limit is higher among many banks. The limit of most Everbright Bank regular credit cards can reach 10,000 yuan. Moreover, when applicants apply for Everbright Bank credit cards, they can basically be approved regardless of the limit.

China Merchants Bank

The number of credit cards issued by China Merchants Bank is second only to Industrial and Commercial Bank of China. Its credit card application threshold is not high. Basically, as long as there are no problems with your personal credit report and you have a stable job and income, it can be approved.

Hua Xia Bank

Applicants who are between 18 and 65 years old, have full behavioral capacity, have a stable job, income and fixed residence can apply, and it is easier to apply than state-owned banks. .

Apply for a credit card that suits you, with low threshold, high efficiency, high limit, and high approval rate. Credit card entrance of major banks: Everbright Bank Credit Card. Free card application. Quickly apply for the CITIC Bank Credit Card. New accounts will receive a 2-year Jingdong PLUS annual card. Apply for this card. New users of Hua Xia Credit Card Gold Card will enjoy a 240 yuan WeChat instant bonus gift package. Apply for this card. Minsheng Bank Credit Card. Easy to apply for the card. High limit. No annual fee. Apply for this card. Shanghai Pudong Development Bank Credit Card. Swipe to get a PLUS membership annual card. Apply for this card. New China Merchants Bank credit card users will receive a 2-year JD.com Plus membership for any purchase. Apply for this card with a credit limit of up to 50,000 yuan. New Guangfa Bank credit card users will receive a one-year JD.com PLUS Jingdian annual card. Apply for this card. Bohai Bank Credit Card This card does not have an interest-free repayment period, and interest is calculated on a daily basis, with a daily interest rate of 0.05%. Apply for this card. Ping An Bank Credit Card. Get 12% off on gas every day. Apply for this card. Guangzhou Bank Credit Card. Get up to 36 months free video membership. Apply for this card. Changsha Bank Credit Card. You can enjoy one-point shopping gift when you sign up. Apply for this card. Guangfa American Express Life+ Card· Up to 10% cashback for online shopping, universal application for this card from 1 mainstream e-commerce companies

It is easy to apply for a credit card with a higher credit limit from the above major banks, you can pay attention