What is the difference between the two colors of Hua Xia Bank art credit card?

There is no difference, just different colors.

China SMART Credit Card, with its gorgeous and cool shell light, shows off BlingBling’s S-curve. Exclusive SMART territory, 4 exclusive privileges, enjoy SMART life at no cost!

Exclusive features:

1. 0 annual fee for swiping SMART cards

Hua Xia SMART credit card holders enjoy no annual fee in the first year. If you complete 5 consumption or cash withdrawal transactions per year, the annual fee for the next year will be reduced!

2. There is no handling fee for the first daily SMART cash withdrawal

With a Hua Xia SMART credit card, the handling fee for overpayment cash withdrawal is free, and the first daily overdraft cash withdrawal is free of charge!

3. SMART quota growth, 0 applications

Customize an exclusive quota growth plan for you! Cardholders can join the limit growth plan by activating and using China Xia SMART Credit Card. The bank regularly reviews cardholders who meet the conditions. If the review passes, you can experience your credit limit increasing with the use of your credit card! Functional details.

4. Exclusive credit report

Provide exclusive bank credit reports for high-quality members of the SMART family. Cardholders who have activated the Hua Xia SMART Credit Card for more than one year can apply for an exclusive credit report based on their own needs. This report is formulated based on your credit card use within one year and records your credit growth.

Extended information:

If activated for 6 months without overdue, it will enter the quota growth plan, and every 3 months is an evaluation cycle.

Basic conditions for participating in the credit limit growth plan:

No overdue payment by the bank in the past 6 months, no records of fraudulent or illegal card transactions, no overdue payment by other banks, and no other negative issues identified by the bank information record. In addition, using your credit card more will help the bank understand your card usage habits and limit requirements, which will help increase your limit.

Credit limit that can be increased. After you activate and use the Hua Xia SMART Credit Card for 6 months, the bank will conduct a comprehensive assessment of your card usage. After the bank's comprehensive review and approval, you will have the opportunity to obtain a minimum limit increase of 500 yuan for the current period. The details will be reviewed by the bank based on your specific card usage.

The quota growth plan is capped at 15,000 yuan. If your limit has reached more than 15,000 yuan (inclusive), the unified limit management regulations of the bank will be implemented.

Hua Xia Bank Credit Card Center 24-hour customer service hotline: 400-6695577