The credit card overdraft limit of China Construction Bank is related to the credit card grade. Generally, the overdraft limit of ordinary cards is between 1000- 10000 yuan, gold cards are between 10000-50000 yuan, and platinum cards are above 50000 yuan. There is no handling fee for credit card overdraft.

The credit card of China Construction Bank is overdrawn, and the overdraft limit generally cannot exceed 50% of the credit card limit. Daily interest is calculated at 0.5 ‰ of the overdraft amount, and compound interest is calculated monthly.