It is getting easier and easier for most cardholders to apply for credit cards now. As long as you have a job and good credit, the bank will be eager to ask you to apply for a card. However, there are exceptions to everything, and many people are rejected. If your application for Guangfa Credit Card is always rejected, you may wish to screen the reasons from the following points.

Guangfa Bank has many reference factors when examining the applicant's qualification to apply for a card, including age, gender, education, work unit, occupation, marital status, number of dependents, income level, financial resources, debt ratio and so on.

However, the application for Guangfa Credit Card is always rejected for the following reasons:

1, which does not meet the requirements for registration.

There are many credit card products issued by Ping An Bank with different grades. If you can't provide proof of a stable job and high income, and you can't provide additional proof of assets, but you want to apply for a high-grade credit card, it's normal to always be rejected.

2. The application materials are not filled in correctly.

The information in the credit card application form is an important evidence for the bank to review personal qualifications. If necessary, the bank will verify it. If the bank verifies that the information is false, the bank will think that there is something wrong with your integrity, which will also lead to the rejection of the card.

3. There are too many credit cards.

If you have applied for more than one credit card, and the credit limit has exceeded your income level or repayment ability, it is more difficult to apply for a credit card.

4. Bad personal credit information

If you have bad records such as overdue credit cards and serious cash withdrawals. Or has been blacklisted by the bank, no matter how many times you apply, the bank will only choose to refuse the card.