1. Purchase financial products from the bank you want to apply for the credit card

The success rate of applying for a credit card will be greatly improved. The reason is very simple. The starting purchase amount of bank financial products is 50,000. , if you have spare money for financial management, at least the financial situation is good. In addition, financial management also contributes a lot to the bank's income, so this is the best shortcut for housewives to apply for a credit card.

2. Apply for a car owner’s card if you have a car

Compared with the cumbersome information required by ordinary people to apply for a credit card, the car owner’s card provides less information. You only need to have a driving license to apply. The success rate is much higher than that of ordinary credit cards. Ping An Bank’s car card enjoys a 12% discount throughout the year, and Guangfa’s car owner card can also enjoy free roadside assistance, optional refueling and other special services, making it a must-have for home travel.

Tip: Only private cars under your own name can apply for a car owner card, not trucks or buses.

3. Apply for an additional card

All stay-at-home mothers have no jobs, and the family income mainly depends on their spouse. Usually the husband’s income level is pretty good. The editor recommends that the husband apply for an additional card. With a main credit card and a supplementary card for stay-at-home moms, there is no delay in swiping the card and there is no need to worry about repayment.

4. Provide multiple asset certificates

Although the stay-at-home mother does not have a job certificate, she can provide a family property certificate to prove to the bank that she has sufficient repayment ability and the bank will approve the possibility of issuing a card. It's also huge. The property certificate can be a property, car, time deposit or bank financial product in the person's name.