One is a credit company. Credit companies refer to non-bank financial institutions that provide loan services to individuals and individual industrial and commercial households with the approval of China Banking Regulatory Commission (hereinafter referred to as CBRC) in accordance with relevant laws and regulations.
Advantages (fast, convenient, efficient, low threshold)
The second is the bank. The procedure is relatively complicated and slow; But you can apply online first, and then remind the staff to review it in time, and they will give priority.
Note: The information must be true and valid.
Or online application can also:
1. To apply for a bank credit card online, you need to fill in personal valid certificates such as company phone number and mobile phone number. Please fill it in accurately and keep it in mind so that you can activate the use of bank credit cards in the future.
2. If you are already a credit card holder, just fill in the simple application information. At the same time, print your application materials, sign them and mail them to the credit card center.
Use whatever method you think is good. Personally, I think it is more convenient to apply online.