Compared with ordinary cards, the amount of the Agricultural Bank of China Gold Card will be higher, ranging from 1 to 50,000 yuan. In some merchants, gold cards can enjoy more benefits than ordinary cards, and gold card customers can enjoy exclusive priority services when handling business at the bank counter. In addition, the gold card of Agricultural Bank of China has the following purposes:

1. Credit card payment: Credit card is a kind of credit card provided by banks to customers, which supports consumption first and then payment. Users can directly overdraw their credit cards when shopping, and then repay them on the repayment date of each month;

2. Cash advance: When credit card users are short of funds, they can overdraw the credit card limit and withdraw a certain proportion of cash, but it requires certain interest and handling fees to withdraw cash;

3. Cash installment: you can convert the credit card amount into cash, transfer it to the designated debit card, and return it according to the specified number of installments every month, which is similar to bank loans, but you don't need interest, only need a handling fee;

4. Car loan: Users can use credit card loans to buy a car. The maximum amount of credit card loan for buying a car is 200,000 yuan, and it can be repaid monthly after the credit card loan is used up.