If you forget your credit card password, you can bring your ID card and bank card to the counter of the business outlet to apply for password reset. After reset, the new password will take effect immediately; If the cardholder has opened the online banking service, he can log in to the online banking of the issuing bank to reset his password; You can also call the 24-hour customer service hotline displayed on the back of the credit card to reset.

With the continuous improvement of telephone banking and online banking, these self-help channels will provide customers with more and more convenient services. Customers should pay attention to protecting personal information while using these self-service services to complete accounting processing and save time. Therefore, the role of password query can not be underestimated. Like the transaction password, the cardholder also needs to pay attention to confidentiality and cannot be easily displayed. Therefore, when activating the card, it is necessary to set both the transaction password and the inquiry password to protect the security of the credit card.

What if I forget my credit card password?

After the credit card is opened, you need to set the withdrawal password, consumption password and telephone service password. The withdrawal password is the same as the consumption password. You can set the password by calling the 24-hour customer service phone.

1, withdrawal password setting

Please use your residence or the mobile phone reserved in the bank to dial the 24-hour customer service phone of the bank credit card for setting; The withdrawal password is used for self-service such as ATM/ online transfer/online transaction, and the withdrawal password is 6 digits.

2. Consumer password settings

Please open the card and set the withdrawal password, which is the same as the withdrawal password. After setting the cash withdrawal password, you can also use the mobile phone reserved by the bank to edit short messages and send them to the bank, enabling the function of spending by password.

3, telephone service password settings

Setting of 24-hour customer service telephone for calling bank credit card. Telephone service password is only used for self-service telephone service, not for cash withdrawal or consumption; The telephone service password is 6 digits.

A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

This answer is provided by Kangbo Finance, focusing on the interpretation of financial hot events, the popularization of financial knowledge, the pursuit of professionalism and interest, so that the financial content that the people can understand can convey financial value in vivid and diverse ways. I hope this answer is helpful to you.

What if I forget my credit card password? How to solve it faster?

This is the credit card era. Many people go out without much cash, but they are always stuck in their hands and carefree. But there are more than one credit card, as well as bank debit card password, safe password, various login passwords, payment passwords, transaction passwords and so on. Do you remember so many passwords? What should I do if I accidentally forget my credit card password? Is there any way to solve it quickly?

I. What should I do if I forget my credit card password?

First of all, if the cardholder is eager to repay his credit card, don't worry, because credit card repayment doesn't require a password, just take it to the counter or ATM to deposit the amount to be repaid.

If you need a credit card password in the process of using the credit card in the future, the cardholder can modify the original credit card password first. Modify the transaction password and directly call the customer service phone of the credit card center. After checking a series of information, you can modify it. If a cardholder needs to withdraw cash by credit card, he/she needs to bring his/her ID card to the bank, check his/her identity and change his/her password. After modification, credit cards can be used normally.

Second, different passwords are handled in different ways.

1. If you accidentally forget the inquiry password, you can call the 24-hour customer service hotline displayed on the back of the credit card, enter it and check the inquiry password. Press the ""key to reset your query password, and your query password will take effect immediately after setting.

2. If you forget your transaction password, you can call the 24-hour customer service hotline displayed on the back of the credit card to apply for resetting your transaction password, and the new transaction password will take effect immediately.

3. If you forget the online payment password, you can log in to online banking through SMS password or certificate authentication, click the "Modify" button in the "Online Payment" column in the "Customer Service" menu, then check "Reset Credit Card Online Payment Password" on the maintenance page, and then enter a new online payment password.

Tips: Don't worry about forgetting the credit card password, but solve it as soon as possible. This kind of thing can't wait long. Sometimes it's more troublesome to delay for too long and forget what other problems appear. And you must try to remember your password, write it anywhere, remember to keep it secret ~

What if I forget my credit card password? I can reset it in these two ways.

In normal times, many people will use credit cards to spend money, but in the process of using them, they will forget their passwords. What if I forget my credit card password? Do you usually pay attention? Here's a brief introduction for you, so that you can pay more attention when using credit cards.

If you forget your credit card password, you can reset it through different channels, such as calling the bank's credit card customer service hotline. When resetting, the bank will check the relevant information, and then the user will set a password that suits him; Cardholders can also bring their ID cards and credit cards to the bank counter to reset their passwords.

Users should not be too single when setting credit card passwords to avoid disclosure. After all, the credit card password will be stolen after it is leaked. It should be noted that you should also pay attention to the protection of card information when using credit cards, because the leakage of card information will also cause theft, as long as you know the validity period and security code.

Credit cards should be repaid on time after daily use, and there can be no overdue repayment, because there will be penalty interest after overdue repayment. The longer the delay, the more penalty interest will be generated, and the bank will collect it after overdue repayment, which will affect the normal life of individuals.

It should be noted that credit cards will be uploaded to the credit information center after overdue repayment, and personal credit information will affect the handling of various loans, such as car loans and mortgages. If the overdue amount is relatively large and the time is relatively long, then the bank will lend, and it is impossible not to repay after the judgment. At this time, the bank will apply for enforcement.

In fact, when users can't repay their credit card debts on time, they can use installment repayment or minimum repayment amount. This repayment method can reduce the monthly repayment amount and avoid overdue repayment. Moreover, individuals can repay in advance after they have spare money in the later period, which can reduce interest expenses and will not affect their credit information.

What if I forget my credit card password?

You can bring your valid ID card and credit card directly and reset your password at the counter of local business outlets. Or online operation, don't panic if you forget your credit card password. There are many ways to reset it immediately.

Credit card passwords are usually divided into inquiry passwords, transaction passwords and login passwords. Password inquiry refers to the password that needs to be entered when using online banking inquiry, telephone banking self-service inquiry, telephone manual service and WeChat to bind credit cards. Transaction password: the password that needs to be entered for credit card consumption, cash withdrawal, counter inquiry or transaction. Login password: refers to the password you need to enter when logging in to online banking or mobile banking. 1. Forgot to check the password: You can call the 24-hour customer service hotline displayed on the back of the credit card. There will be a verified query password after input, and a new query password will be set according to the voice prompt, which will take effect immediately after setting. 2. Forgot the transaction password: You can call the 24-hour customer service hotline displayed on the back of the credit card and set a new transaction password according to the voice prompt, or you can directly switch to manual service or set a new password, which will take effect immediately after the password is reset. 3. Forgot the login password or online payment password: On the login online banking or mobile banking page, click Forgot the password. After verifying your identity, a verification code will be sent to your mobile phone number reserved in the bank. You can set a new password after verification, and the new password will take effect immediately.

The importance of credit card passwords: First of all, ensure the information security and property security of users. You can use a credit card without a password, and you can use it normally by binding a third-party platform without a password, such as WeChat Alipay. Because of this, it provides opportunities for many telecom companies. People don't know much about credit cards, so they can steal them by providing the verification number. Think about it. Is it horrible? Therefore, setting a good password plays a very good role in protecting the credit card and is very important for the information and property security of the back card. Second, provide better service. We have all called the customer service phone of the bank. For example, 95588 ICBC customer service, without a password, can not enter the manual link to serve your exclusive card. You can do customer service without a card and password, but you can't handle other business. If you can call the exclusive manual customer service at will, it will be a mess. So setting the password is to provide better service.

This is the end of the introduction on how to change the credit card password and what to do if you forget your credit card password. I wonder if you have found the information you need?