The credit card balance inquiry channels provided by Bank of China are generally as follows:

1. Telephone inquiry

Call the service hotline of Bank of China Credit Card Center, 400- 66-95566, manual service or voice service can conduct Bank of China credit card balance inquiry.

2. SMS query

The cardholder can use the reserved mobile phone number to edit the SMS "XYKZMYE#last four digits of the card number#CNY" and send it to 95566 to query.

3. Bill inquiry

On the monthly statement day, the statement sent by the Bank of China credit card will clearly tell you the balance status, repayment record, etc. on the Bank of China credit card.

4. Online inquiry

If you have registered for online banking, you can log in to the Bank of China Credit Card Center website, enter your user name and password, click login, and enter online banking for balance inquiry. In addition, you can also check the consumption details, card limit, bill date, repayment date and points status in the past six months.

5. Self-service bank ATM machine inquiry or counter inquiry.

Card holders can go to the nearby ATMs of Bank of China or other banks to check the balance on the card, or go directly to the counter with their ID documents to check.

If the checked balance is a negative number, it means you still owe money. Don't forget to repay the credit card debt, otherwise it will affect your credit record and affect future loan or credit card applications.