There are many ways to inquire about credit card arrears, mainly including online inquiry, telephone inquiry and counter inquiry. Each method has its advantages and disadvantages, and it is very important to choose the appropriate method according to individual needs.

First of all, online inquiry is conducted through the official website of the bank, WeChat WeChat official account or mobile banking platforms. Check the available amount after logging in, and subtract the available amount from the total amount to get the total amount owed. However, there may be errors in this method, especially for credit cards with installment repayment, the total arrears include principal and handling fee, and detailed calculation will be cumbersome.

Telephone inquiry is the most direct and accurate way. Call the 24-hour service hotline of the credit card issuing bank, and inquire about the arrears through manual customer service, so that the arrears of all cards can be summarized by one phone call. Although the phone may be busy, it is the most convenient.

For counter inquiry, you need to bring your credit card and ID card to the bank outlets in person. Although it is accurate, if there are many cards, it is time-consuming and laborious to go to the bank frequently, and you need to wait in line. In addition, you can also inquire by SMS or ATM, but these methods may not be as convenient and fast as telephone inquiry.

generally speaking, telephone inquiry is considered to be the first choice for inquiring the total credit card arrears because of its convenience and accuracy. Of course, which method to choose depends on personal time, equipment availability and accuracy requirements. If you have any questions, it is recommended to contact the customer service of the issuing bank directly for detailed information.