The method of querying ICBC points through SMS and WeChat is as follows:
1. SMS query: Send the SMS "CXJF#card number or account number#password device dynamic password or SMS banking password" to 95588 Follow the prompts to query points;
2. WeChat query: After following "ICBC Electronic Banking" on WeChat, you can edit and send "CXJF#card number or account number#password dynamic password or text message during the conversation Bank password" to query points information.
ICBC points are obtained from consumption. The following are the types of consumption with points:
Generally speaking, users must go to the designated merchants of Peony Credit Card to use POS transactions, or at designated Shopping on the website counts as consumption and will earn points. The details are:
(1) Within the scope of participating ICBC points, you can earn 1 point for every 1 yuan (1 Hong Kong dollar) spent with the Peony Credit Card, 8 points for every 1 US dollar spent, and 8 points for every 1 euro spent. Can accumulate 10 points.
(2) Credit card payment for medical treatment: If the hospital uses POS, it is generally calculated based on consumption, and points can be obtained at this time. But if there is an ATM in the hospital, then withdrawing money from the ATM and paying the fee will be counted as cash withdrawal, and there will be no points.
(3) Paying the mobile phone bill is considered a transfer, not consumption. The money is transferred from the account to China Mobile (or China Unicom, China Telecom). The transfer is regarded as a cash withdrawal and does not participate in the ICBC credit card points activity.
(4) The electricity purchase fee is considered a transfer, not consumption. Transferring money to an electric power company is treated as cash withdrawal and does not participate in the ICBC credit card points activity.
(5) Paying the annual Internet fee online and transferring funds are regarded as cash withdrawals and do not participate in the ICBC credit card points activity.
(6) Pay membership fees online. Dual-currency credit cards can be used for online transactions on domestic and overseas websites. If the transaction is conducted according to the general online shopping method, it is counted as an online transaction, and the online transaction is counted as consumption and points can be earned. But if it is transferred online, it will be treated as cash withdrawal and there will be no points.
(7) Online shopping is regarded as consumption and has points.
Summary: Generally, you can participate in points by using POS for consumption. Shopping on designated websites counts as consumption and can earn points.