There is a difference between the gold card and the silver card of a credit card. Gold cards are mostly gold and silver cards are silver.

1. The more money you have in the bank, the different treatment you enjoy. You can only apply for a gold card if you deposit more than 200,000 yuan, and you can apply for a silver card if you deposit more than 200,000 yuan.

2. The gold card is swiped more than 3 times a year, and the annual fee for the silver card is 10 yuan;

3. The credit line is different. Gold cards are generally 30,000-50,000 yuan (different from banks), and silver cards are generally 3000-5000 yuan.