Minsheng Bank credit card cannot be used for loans.

Credit cards do not support loans, but you can apply for cash installments or use credit cards to withdraw cash. Both cash installments and credit card cash withdrawals will charge a certain fee. The following are the charging standards for credit card cash withdrawals and cash installments of Minsheng Bank:

1. Credit card cash withdrawal:

1. Cash withdrawal fee:

(1) Our Bank: RMB is charged at 0.5% of the cash withdrawal amount, with a minimum charge of 1 yuan; foreign currency is charged at 3% of the cash withdrawal amount, with a minimum charge of 3 US dollars;

(2) Inter-bank: RMB is charged at 1% of the cash withdrawal amount, with a minimum charge of 1 yuan.

2. Cash withdrawal interest: the daily interest rate is 0.05%, interest is calculated on a daily basis and compound interest is calculated on a monthly basis.

2. Cash installment fee:

1. Divide into 3 installments, the handling fee is 0.9%;

2. Divide into 6 installments, the handling fee 0.75%;

3. Divided into 9 installments, the handling rate is 0.75%;

4. Divided into 12 installments, the handling rate is 0.75%;

5. Divided into 18 installments, the handling fee is 0.75%;

6. Divided into 24 installments, the handling fee is 0.75%.