Cash advance by credit card will charge handling fee and interest (including cash advance by ATM, counter, online banking and telephone of our bank or other banks). At present, the standards for credit card withdrawal of China Merchants Bank in different places are:

1. .5% of each withdrawal amount from ATM of our bank in different places;

2. The handling fee for each ATM withdrawal from different places is 2 yuan+.5% of the withdrawal amount.

In addition, it should be noted that:

1. There is only a handling fee for taking out multiple deposits in the credit card.

2. Only the cash advance function is enabled without charge.

3.YOUNG Card Youth Edition, GQ Co-branded Credit Card, Weibo Daren Card and City Theme Series Gold Card are free of charge for the first cash advance every natural month (interest is normally charged).

4. there is no inter-bank handling fee for cash withdrawal regardless of the same city and different places.