Can I get a loan with Guangfa Credit Card?

yes.

financial intelligence fund (i.e. cash installment) is a credit card service provided by the credit card center of China Guangfa Bank for high-quality cardholders, and the money can only be used for daily personal consumption to meet the capital demand. When applying for financial aid, you can choose to repay it with the loan on "natural day" or by installments on "bill month"; After approval, the money will be transferred to the designated domestic savings account with the same name.

According to Article 1 of the "Financial Services Agreement":

Party B can choose "natural day" or "billing month" as the installment repayment method; If Party B chooses "billing month", it can be divided into 3/6/12/18/24/3/36/48/6 installments, etc. The specific number of installments shall be subject to the number of installments provided by Party A, and the principal and handling fee shall be repaid in installments according to the agreed method. The principal and handling fee payable in each installment will be deducted from Party B's credit card for "financial intelligence".

if party b chooses "natural day" and there is no fixed repayment period, the service fee will be charged from the successful application date. the customer can repay in full or in advance at any time, and the unpaid balance will be charged on a natural day basis, and the minimum repayment amount will be paid in the agreed way every month.

Extended information:

According to Article 3 of the "Wealth Management" Product and Service Agreement,

the "Free loan" account is billed separately, and the type of bill sent is the same as that of the cardholder's personal credit card. The billing date is the same as the cardholder's personal credit card billing date, and the final repayment date is 26th after the billing date. The actual situation is subject to the billing results.

customers can repay in full or in part at any time. When repaying, they need to designate a separate "Free loan" account for repayment, and issue a bill according to the remaining outstanding balance every billing day and calculate the minimum repayment amount for the current period.