Credit cards can be used to withdraw cash directly. Credit card cash withdrawal methods include counter cash withdrawal, ATM self-service machine cash withdrawal, mobile banking cash withdrawal, personal online banking cash withdrawal, etc. Cardholders can withdraw cash directly or transfer money to a debit card. The cash withdrawal limit of a credit card is usually half of the credit limit, and cash withdrawals require payment of handling fees and interest.

Different banks have different calculation methods for credit card cash withdrawal fees. Most of them are charged at one time based on 1% of the transaction amount. The calculation method for cash withdrawal interest is the same, which is based on 0.05% of the transaction amount and is charged on a daily basis. The calculation starts from the date of withdrawal until the day before the date of repayment. Therefore, the cost of withdrawing cash by credit card is very high, so it is recommended not to withdraw cash as much as possible.

If you need money urgently, you can consider big-brand credit products such as Alipay Jiebai, Tencent Weilidai, Duxiaoman Financial Youqianhua, etc. Youqianhua, formerly known as "Baidu Youqianhua", is a credit brand under Duxiaoman Financial (formerly Baidu Finance). It provides users with safe, convenient, unsecured, and unsecured credit services. To borrow money, use the Duxiaoman Financial APP.

Duxiaoman Financial will effectively implement the country’s call to support small and micro enterprises to overcome difficulties. Its credit service brand has money to fully support the production and operation of small and micro businesses. Duxiaoman Financial is the owner of most small and micro businesses. The first choice when it comes to cash flow. It is reported that 70% of Duxiaoman Financial’s credit users are small and micro business owners. Up to now, Duxiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of loans to small and micro business owners.

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