The temporary credit line of CCB credit card is applied every three months under the condition that users use the card normally, but the temporary credit line is only valid for 45 days.

A fixed credit line can be applied for and used permanently under the condition that the user normally uses the card for six months.

According to the regulations of the bank, the general temporary credit line is 20% higher than the permanent credit line, and it has a certain validity period.

Increasing the temporary quota of China Construction Bank shall meet the following conditions:

1, holding the card for more than half a year;

2. In the last six months, there have been at least two credit card records every month, and online payment is not counted;

3. The total amount of credit card swiping for half a year is greater than 180% of the existing credit line of the card, that is, the average monthly credit card spending is greater than 30% of the credit line;

4. Non-repayment does not generate late payment fees (only the minimum repayment amount is paid, and the fees generated by non-full repayment are called interest, not late payment fees).

If the above conditions can be met, you can generally apply for withdrawal, and the maximum withdrawal standard is generally not more than 100% of the existing limit.