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What is the crime of misappropriating a credit card and using it?

Legal analysis: It may constitute the crime of obstructing credit card management.

Legal basis: Article 177-1 of the "Criminal Law of the People's Republic of China" The crime of obstructing credit card management falls under any of the following circumstances. Anyone who obstructs credit card management shall be sentenced to fixed-term imprisonment of not more than three years Or criminal detention, and concurrently or solely a fine of not less than 10,000 yuan but not more than 100,000 yuan; if the amount is huge or there are other serious circumstances, the sentence is not less than three years but not more than 10 years of fixed-term imprisonment, and a fine of not less than 20,000 yuan but not more than 200,000 yuan: (1) Knowingly holding and transporting counterfeit credit cards, or knowingly holding and transporting forged blank credit cards in a relatively large quantity; (2) Illegal holding of other people's credit cards in a large quantity; (3) Using false identity documents to fraudulently obtain credit cards; (4) Selling, purchasing, or providing others with forged credit cards or using false identity documents to fraudulently obtain credit cards.