If you feel that the quota is not enough, you can apply for an increase in the quota later, without applying for a credit card from the same bank. Or keep a good habit of using credit cards and apply for a credit card from another bank, and the amount will naturally be higher.

To improve the credit line of Guangfa Bank, we must first clear the bad records. At the same time, the following methods can help you improve the credit line:

First, you should always swipe your card and spend more, especially if you brush almost all the quotas every month.

Second, of course, we must repay on time and leave a good record.

Third, we often pay by installment, but we have to pay some handling fees.

Fourth, I often call the bank to temporarily adjust the quota during holidays.

The above projects will help you increase the quota quickly. Of course, it takes six months to open the card to raise the limit, which is relatively easy. You don't have to use up your quota every month. You often use it. After half a year, you can call customer service directly to apply. Applying for increasing the credit limit is related to your credit history, credit card use and consumption.