The threshold for applying for a bank black card is still very high. If the economy is not particularly rich, you don't have to consider it. At present, black cards cannot be applied voluntarily, and only those who are invited can apply.
In addition, although the black card is known as unlimited overdraft limit, it is actually limited by the limit, and everyone should know it.
The black credit card named Ultima of Citibank and the black credit card named Centurion of American Express Company were launched in 1999, which was called "the king of cards" by the insiders. Some people say that only with this kind of black card can the "distinguished identity" of the card owner be fully displayed. Because this kind of black card does not accept applications, only banks actively invite customers to join. It is reported that the black card owners of Express are very few 1% top customers. The high annual fee (about 6,543,800 yuan) has become an unimportant factor.
first class service
Because of the choice of the best quality customers, the bank's service to cardholders can be described as "meticulous".
There is no so-called "credit line" for black card owners. Someone once asked the person in charge of Citibank if the black card owner wanted to buy a plane with a credit card. The answer is: no problem.
In terms of customer service, banks that launch black cards provide customers with "all-round personal assistant" services. The promise of the bank is: you can do anything you can think of.
For example, a black truck of American Express mainly called the customer service department of the bank in southern France, saying that he and his car were on the same train, but after getting off midway, the car was still on the train. As a result, the customer service department of the express successfully contacted the train company to stop the train, unload other goods, find the car of the card owner and let him continue driving.
A local tyrant in Hong Kong held a wedding in a remote mountain village in Italy. He wants a lion dance performance at the wedding, but he doesn't want all the performers to come from Hong Kong. It was August, and many Italians were on vacation, but the customer service representative of the bank searched all over Italy and found a pair of Italians who were learning China Kung Fu and asked them to perform in that remote village.
Such a "weird" idea can be satisfied by bank customer service. Some people laughed and said that if the card owner wants to go to space, it is estimated that the bank can arrange it.
Black card attribute
Black card is an unlimited card, and it is a credit card with no overdraft limit. Because almost all unlimited cards issued by banking institutions are black, they are generally called' black cards' or' black gold cards'.
design feature
Casino royale: Bond came to an upscale hotel in the Bahamas. He showed the receptionist a black card, which is the legendary "black card".
It is called "black card" because its color is black, but its texture is titanium. The heavy texture and luster declare her introverted and noble attributes. This is the top credit card of American Express-centurion, commonly known as American Express Black Card, designed for the top billionaires in the world.