When applying for a credit card, you need to provide some necessary materials, such as ID card and work certificate. The bank will conduct a professional review of the information submitted by customers. If the information is found to be irregular or untrue, the bank has the right to refuse the application. Therefore, providing true and effective materials is the prerequisite to ensure the success of the application.
The completion of credit card audit does not mean that customers can use credit cards at will, but they also need to abide by the rules of credit card use, such as not exceeding the credit limit and repaying on time. Only by using a credit card with a good credit record can you effectively improve your personal credit rating and enjoy more credit card concessions.