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Early repayment of Agricultural Bank of China credit card

1. Early repayment of Agricultural Bank of China credit card

Go to Baidu APP to view

Answer

1. Prepayment of loans less than one year will not be accepted , can be considered under special circumstances (such as monetizing funds), but you need to pay one month's interest at the same interest rate;

2. After one year, the lower limit of the early repayment amount is the normal monthly repayment 6 times the amount, no penalty will be charged for early repayment. If the amount of early repayment is between 6 times and 24 times of the normal monthly repayment, the repayment period cannot be changed; if the amount of early repayment is more than 24 times of the normal monthly repayment, the repayment period can be shortened.

Question

Thank you

Answer

No problem dear

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2. How to make an appointment for early repayment on the Agricultural Bank of China APP?

It cannot be applied directly online. First, the user needs to apply to the bank for an early repayment appointment by phone or at the bank counter. Generally, the application must be made one month in advance. The user can only handle the repayment procedure after the bank has passed the review. In this case, the user can make an appointment through the mobile phone. Go through the repayment procedures at the bank, online banking or business outlet counter.

3. How to make an appointment for early repayment of Agricultural Bank of China

1. Make an online appointment through the official website of Agricultural Bank of China or mobile banking APP. 2. Dial the Agricultural Bank of China customer service hotline 95599 or the local branch customer service hotline to make an appointment. Customer service staff will provide you with the reservation process and precautions, and assist you in completing the reservation based on your specific situation. 3. Go to the local Agricultural Bank of China branch counter to make an appointment. You need to hold relevant documents such as ID card and loan contract, and operate in accordance with the requirements of the teller staff.