Shanghai Pudong Development Bank's credit card customer service phone number is 400-820-8788 or cancel the account at the outlet.

Credit card application requires a series of processes, as long as the card is unavailable, you can apply for cancellation.

Credit card application process:

1, get the application form:

Way:

① Call the application hotline and get the application form;

② Apply for a credit card online;

(3) Received by Shanghai Pudong Development Bank Branch.

2. Fill in relevant personal data on the application form;

3. After confirming that the information is correct, sign your name in the signature column;

4. Attach the required documents according to the tips of the application form;

5. If you choose to fill in the complete application form online, please confirm "Submit" and "Print" according to the prompts.

Extended data

Credit cards must be cancelled in time. Once the credit card is approved, whether it is activated or not, it will appear on the personal credit report. The total number of personal cards and the total credit will change accordingly. Once the number of cards and credit line is too high, it will affect the bank's credit audit. When applying for a credit card again, it is easy to be affected in the credit line.

In addition, if you have multiple inactive credit cards, when you apply for a credit card again, the bank may think that the customer does not really need a credit card, and the probability of rejection is greatly increased.

The cardholder did not carefully identify the provisions in the terms when applying, and authorized the bank to automatically deduct the fee from the account, which may result in an annual fee. At the same time, customized credit cards and special material cards will be charged regardless of whether the cardholder activates the card after business card printing due to the complicated production process. After the expenses are incurred, if the cardholder leaves the card on the shelf, it may generate additional interest and leave a stain on the personal credit record.

Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card

Phoenix. com-There are many risks if the credit card is not activated.

How to cancel the credit card of Shanghai Pudong Development Bank?

Call the official 24-hour customer service telephone number of Shanghai Pudong Development Bank 95528 to apply for account cancellation.

According to Article 6 of the Credit Card (Personal Card) Receiving Contract of Shanghai Pudong Development Bank

Termination of credit card

If Party B needs to terminate the credit card account, it can call Party A's customer service phone number to apply for account cancellation. When applying for account cancellation, all debts of Party B's credit card (including any transaction amount that has occurred but has not been credited to Party B's credit card account) will be regarded as all debts, and Party B shall pay them off in one lump sum.

If Party B fails to pay off all overdraft principal and interest and related expenses in full, Party A has the right not to cancel the account. If Party B needs to terminate the card under the credit card account, it can call Party A's customer service phone number to apply for card cancellation.

Extended data:

Relevant clauses of credit card (personal card) collection contract of Shanghai Pudong Development Bank

Party A shall handle the cancellation procedures of electronic cash account and credit card account respectively in sequence. Party A shall cancel the electronic cash account first, and then call the customer service of Party B's credit card center to cancel the credit card account. When canceling the electronic cash account of the co-branded card, I need to bring my valid ID card and the co-branded card to Party B's business outlets or designate China Mobile's business outlets to complete the cancellation operation.

Party B has the right to terminate Party A's co-branded card or suspend Party A's full right to use the co-branded card or the right to use specific services according to national laws and regulations.

When the cardholder terminates the use of the electronic cash account, he shall go through the formalities of card cancellation in accordance with the relevant provisions of the issuing bank. When the cardholder returns the card, the issuing bank will return the balance of the electronic cash account to the credit account of the card. If the electronic cash composite credit card fails to renew the card and return the card after the expiration of 1 year, the balance of the electronic cash account will not be refunded.

Shanghai Pudong Development Bank-Shanghai Pudong Development Bank Credit Card (Personal Card) Acquisition Contract

How to cancel the credit card of Shanghai Pudong Development Bank

The cancellation of Shanghai Pudong Development Bank's credit card can be handled by telephone or at the counter. You can call the bank's 24-hour customer service hotline directly if you cancel the call. When you make a phone call, you can directly transfer to manual service. After the customer service verifies the relevant information, it will submit the cancellation application. At this time, you need to wait patiently. If you cancel at the bank counter, you need to bring your personal ID card and credit card to the bank.

Before the credit card of Shanghai Pudong Development Bank is cancelled, the debt must be paid off. If there are points in the card, you can exchange goods at the credit card center of Shanghai Pudong Development Bank. If you don't use them, it's a waste. After all, it is earned by credit card consumption. If Shanghai Pudong Development Bank has another credit card, you can transfer the points to another card, but you need to call the bank in advance.

After submitting the application for credit card cancellation, you need to call the bank 45 days later to ask if the cancellation is successful. If you don't succeed, you can ask the specific reason. You can cut off your credit card after it is successfully cancelled, and you'd better keep it properly before confirming it. Credit card cancellation materials shall not be used to swipe the card after submission. Keep in mind that if a new bill is generated, the credit card will be cancelled.

In fact, when canceling a credit card, it is divided into card cancellation and account cancellation. If you cancel your card, you still want to apply for a credit card of Shanghai Pudong Development Bank. At this time, you don't have to submit any more materials. The bank will directly reissue a new card for you. In case of cancellation, you need to submit new materials when you apply for the credit card of Shanghai Pudong Development Bank again, and issue a new card after passing the bank review. There is a big difference between the two, and you can choose according to the actual situation when canceling.

It is best to have no overdue records within two years before the cancellation of the credit card of Shanghai Pudong Development Bank. If there are overdue records, it is best not to cancel them. You can cancel expired records two years later. You must repay the loan on time within these two years, and the overdue record will be overwritten after two years. Then you can cancel them with peace of mind.

How to cancel the credit card of Shanghai Pudong Development Bank

First, call to cancel the card.

You can call the credit card service hotline of Shanghai Pudong Development Bank to cancel your credit card (customer service telephone number 95528; Credit card customer service hotline 400-820-8788; Credit card customer service hotline 02 1-38784988). When you cancel the card, you can't owe money on the account, and in order to ensure the safety of the account, you must take the card with you when you cancel the card by phone.

Second, the outlet counter handles the card refund.

If there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

Extended data:

24-hour customer service hotline: No matter where you are, just dial 800-820-8788 or 02 1-38784988 to solve all credit card problems. Provide 24-hour friendly and meticulous manual service to answer your questions patiently.

Network service: Many business outlets of Shanghai Pudong Development Bank are open all year round, and they can handle the required services at any time.

Online service: you can log in at any time to inquire about the current status of the account, the statement of the last 6 months, and the transaction details of the bill have not been issued. You can also change the password of the transaction service and set the statement reminder function.

Global emergency support: Shanghai Pudong Development Bank credit card and international card organization with huge global network provide 24-hour global emergency support service. This service includes personalized services such as business assistant service, emergency legal aid and emergency medical service to meet various special emergency needs.

Lost Card Protection Service: If your credit card is lost or stolen, please call the customer service hotline of Pudong Credit Card immediately to report the loss. For domestic and overseas transactions 72 hours before the loss is reported, if these transactions are not based on passwords, Pudong Credit Card will provide compensation for customers and provide long-term quality protection.

References:

Official website of Shanghai Pudong Development Bank Credit Card-Baidu Encyclopedia

How to cancel the credit card of Shanghai Pudong Development Bank

Customer service phone number: Call the customer service phone number of Shanghai Pudong Development Bank according to the contact information on the credit card of Shanghai Pudong Development Bank, then transfer to manual service, and then confirm the information according to the instructions of the customer service.

Counter cancellation: Just bring your ID card and credit card to the counter for cancellation. The bank staff will give you specific operation steps. Note that if you lose your credit card, you can only cancel it through the counter.

It should be noted that if there is a new account payable within 45 days (inclusive) after the card is cancelled, it will still be borne by you. After returning the card for 45 days, if the account has no arrears or overflow, the system will automatically close the account without going through any formalities.

When you completely cancel your credit card account, please note the following points:

1. Settle the arrears in time before closing the account. You must pay off all the debts before closing the account. Don't close the account when the arrears are not settled, otherwise you may not be able to close the account.

2. Cancel all credit cards before closing the account: if there are other credit cards in the same bank, it is generally not possible to close the account;

3. Different banks have different annual fee reduction policies for credit cards. When canceling a credit card, it is best to confirm that the number of swipes has reached the reduction policy, so as to avoid paying an annual fee.

I just opened a Pudong Development Credit Card. How can I cancel it myself?

Bring your credit card and ID card and go to the counter of Shanghai Pudong Development Bank to cancel your account.

1, take the number first and wait for the call.

2. Apply to employees.

3. After the staff check the information and confirm that there is no debt, they can cancel it.

4. After confirming the cancellation, sign the form and cut the card.

Article 20 of the credit card charter of Shanghai Pudong Development Bank stipulates that during the validity period of the credit card, the cardholder shall notify the bank when applying for cancellation of the credit card or credit card account, and all debts incurred under the credit card account shall be paid off when applying for cancellation of the credit card account.

The bank has the right to cancel the credit card or credit card account on the premise of reasonable reasons, and the cardholder of the cancelled credit card account must immediately pay off all debts incurred under the cancelled credit card account according to the requirements of the bank.

Extended data:

Credit card articles of association of Shanghai Pudong Development Bank

Article 12 The credit card is valid for a maximum of 65,438+00 years, and will automatically expire upon expiration. However, the creditor-debtor relationship generated by the cardholder's use of the credit card remains unchanged. If the cardholder is unwilling to get a new card upon expiration, he shall notify the bank in writing or in other forms recognized by both parties 1 month before the expiration of the validity period of the credit card, and go through the formalities of card cancellation.

Otherwise, the bank will think that the cardholder will change the card voluntarily, and it is up to the bank to decide whether to change the card for the cardholder. Because the cardholder violates the articles of association and the collection contract, the bank has the right to decide not to renew the card for the cardholder.

Twenty-fifth banks do not pay interest on the funds in credit card accounts.

Article 26. Cardholders can enjoy the following preferential conditions when using credit cards to conduct transactions:

(1) Interest-free repayment period. The interest-free repayment period is from the bank bookkeeping date to the due repayment date stipulated by the bank. Before the due repayment date, the cardholder can repay all the used money and enjoy an interest-free repayment period without paying interest on non-cash transactions. The longest interest-free repayment period is 50 days.

(2) Minimum repayment amount. Cardholders can also repay according to the minimum repayment amount stipulated by the bank.

References:

Credit Card Charter-Shanghai Pudong Development Bank

Let me talk about how to cancel the credit card of Shanghai Pudong Development Bank.