You can try to apply again. If you are rejected again, there may be something wrong. Generally speaking, there are two most common reasons for credit card rejection: First, the applicant's basic information does not meet the processing conditions. Second, the applicant’s personal credit report failed.

The applicant’s basic information does not meet the processing conditions, including incomplete materials or inconsistency between documents and application information. But if your application form has been filled out completely, but the approval is still not passed, it is likely that your comprehensive conditions do not meet the bank’s standards for applying for a credit card, such as non-local registered permanent residence and the comprehensive conditions do not meet the standards, non-local registered permanent residence and no housing and self-owned The housing purchase does not meet the standards, the unit does not meet the regulations and the position does not meet the regulations, the applicant has no job and no stable source of income, the applicant is an employee in an application-restricted industry, etc. If your application is rejected multiple times, you should consult the bank’s customer service for specific details.

The following possibilities may apply if the applicant's personal credit report fails: the applicant applies repeatedly, the unit filled in by the applicant does not find this person, the applicant has resigned from the unit filled in, the applicant works part-time, the applicant The job is unstable, the applicant’s job changes frequently, the applicant’s income is unstable, etc.

The head office of China Merchants Bank is located in Futian District, Shenzhen City. On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. On September 8, 2006, China Merchants Bank began a public offering in Hong Kong, issuing approximately 2.2 billion H shares, raising HK$20 billion, and was listed on the Hong Kong Stock Exchange on September 22. Net capital exceeds 290 billion and total assets exceed 4.4 trillion.

As of the first half of 2017, China Merchants Bank has more than 1,800 domestic and overseas branches, has established service outlets in more than 130 cities in mainland China, has 5 overseas branches and 3 overseas representative offices, and has 7 employees. More than 10,000 people. In addition, China Merchants Bank also wholly owns China Merchants Bank Financial Leasing Co., Ltd., holds a controlling stake in China Merchants Fund Management Co., Ltd., holds 50% of the equity of China Merchants Cigna Life Insurance Co., Ltd., and 50% of the equity of China Merchants United Consumer Finance Company; it is wholly owned in Hong Kong Controls Wing Lung Bank Co., Ltd. and CMB International Financial Holdings Co., Ltd.

China Merchants Bank’s development goal is to become China’s leading retail bank. The all-in-one bank card was launched in July 1995, and China's first online banking all-in-one was launched in September 1999. It has become a widely used online payment tool for many enterprises and e-commerce websites, and has promoted the development of China's e-commerce to a certain extent.

On April 2, 2015, China Merchants Group Co., Ltd. planned a major event. In order to ensure fair information disclosure, safeguard the interests of investors, and avoid abnormal fluctuations in the company’s stock price, upon the company’s application, the company’s stock price has been suspended since 2015. Trading will be suspended from the opening of the market on April 3. In August 2016, China Merchants Bank ranked 39th among the "Top 500 Chinese Enterprises 2016".