1. If the consumer left the contact information of the work unit when applying for the loan, he can call the unit for collection. Its purpose is only to get your contact information, location and other information, or to get in touch with lost consumers again. Although you can call your company for collection, you are not allowed to disclose the debtor's personal information such as debt, overdue and breach of contract to anyone other than the debtor.

laws and regulations

Unless otherwise stated. In other words, the content collected and the communication with other people in the unit are restricted;

It is illegal for consumers to call the company when applying for a loan, but they still call the company for collection.

Legal basis:

Internet finance overdue debt collection self-discipline convention

Article 13 The object of debt collection shall meet the following requirements

laws and regulations

Relevant requirements, shall not harass irrelevant personnel. Article 14 When an institution can't get in touch with the debtor, it can only get in touch with the contact person agreed by the debtor in advance to restore contact with the debtor.

Criminal law of the people's Republic of China

Article 196 Whoever commits credit card fraud under any of the following circumstances, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate;

(2) Using an invalid credit card;

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.

The term "malicious overdraft" as mentioned in the preceding paragraph refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and refuses to return it after being urged by the issuing bank.

Whoever steals a credit card and uses it shall be convicted and punished in accordance with the provisions of Article 264 of this Law. Article 293- 1 In any of the following circumstances, it is the collection of illegal debts such as high-interest loans. If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance, and shall also or only be fined:

(1) Using violence or coercion;

(2) restricting the personal freedom of others or intruding into others' houses;

(3) Threatening, stalking or harassing others.