According to the provisions of the General Principles of the Civil Law on exemption from civil liability, if a breach of contract is caused by force majeure factors, such as accidents, brush theft and other reasons, you can also appeal for a refund.

But this reason requires evidence, and the cycle will not be very long, that is, one to three months, and the way for the intermediary to operate the interest refund is to play the name of this "force majeure factor".