Integral method:

Spend 18 yuan exchange 1 km, spend 1 yuan product 1 points, cash out 1 yuan product 1 points, and the points in the birthday month are 2 times of the consumption points.

Period of validity of points:

From the date of issuance of the card, the annual points are valid for two years, and 30% off the gold card is included in the next card.

2. Temporary storage:

Installment application: telephone application and website application.

Staging types: single installment, online shopping mall installment, mail order installment and financial payment installment.

Down payment: 2,000 yuan for financial wisdom fund, and 500 yuan.

Installment rate: single period 18: 12.6% finance 18: 13.5% single period 24: 17.28% finance 24: 18% finance 3: 2.

Deduction method: Deduction in each period.

Provisions on early repayment: all principal must be repaid in one lump sum, and the deducted handling fee will not be returned.