As long as the borrower always repays the loan on schedule in the process of using the 360 IOU and maintains a good credit, it can effectively increase the impression score for the bank and is also beneficial to the credit card application. Regardless of whether the borrower uses a credit card or a 360 IOU, he should keep the good habit of repayment on schedule, and never make impulsive consumption, which will increase his repayment pressure. If you can't pay the bill in the end, loans overdue, the consequences will still be very serious.
360 How to repay the loan:
Automatic repayment, users only need to ensure that the repayment bank card funds are enough to repay the current repayment amount one day before the agreed repayment date, and the bank will automatically deduct the money at 8: 00 am on the repayment date. If the balance of the current account is insufficient, the supplementary deduction will be made on the afternoon of the repayment date 16; if the deduction is still unsuccessful due to insufficient quota, the supplementary deduction will be made at 20: 00 pm on the repayment date (be sure to confirm that the current account is on the evening of the repayment date 16 before 20: 00 pm.