China Merchants Bank credit card, when the fixed amount can not meet the consumer demand, you can apply to China Merchants Bank for a temporary amount, which will take effect immediately after approval. The temporary quota is valid for a certain period of time, and will be automatically restored to the original quota after the period expires.
After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date.
Extended data:
Credit card limit promotion skills:
First, continuous and frequent credit card consumption
Persistence means that after you have a credit card, you should insist on long-term credit card consumption. It is best to have a credit card spending limit every month for more than three consecutive months. Don't freeze it for a long time.
The frequency is to swipe your card anywhere you can, regardless of the amount. The more credit card times and services, the better. If you swipe your card at one time, it is easy for banks to think that there is a suspicion of cash withdrawal by credit card, and it is difficult to increase the quota.
Second, pay attention to the credit card limit and temporary withdrawal.
Pay attention to the credit card limit and make full use of temporary withdrawals.
Third, stick to application and seize the opportunity of application.
Insist on applying and seize the opportunity to apply, and have both. For credit card users, you can insist on applying for increasing the credit card limit by telephone.
Because different customer service or staff members have slightly different attitudes and principles in handling this application, the last one may pass without passing the next one. Sticking to the record left by telephone application will also help to increase the application amount in the future.
References:
China Merchants Bank _ Credit Line
Baidu Encyclopedia _ Credit Card Limit