Credit cards cannot be used unless they are activated or expired. If the card you applied for before is not activated and you want to activate it after it expires, it is recommended to call the customer service hotline of China Merchants Bank Credit Card to see if there is a chance to change the card again.

If you can't get a new card after consultation, you can only cancel your previous credit card and apply for a new card. Usually, the credit card approval speed of online application is relatively fast, which takes about one week; Credit cards applied offline generally need 15-20 days for approval and issuance.