repayment channels:
1. Counter repayment (RMB, USD)
2. On the credit card repayment date, you can also transfer repayment (RMB) at the counter/ATM and/or online banking of other banks through debit cards of other banks
3. Apply for repayment (USD) by using RMB account overpayment through customer service phone or credit card online banking. 4. Pay by Alipay or online banking.