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The husband has maxed out his credit cards and is in huge debt. What should the wife do at this time?

First determine whether the debt is a marital debt. If not, you can choose to divorce your husband, divide the property according to the law, and allocate custody of the children. Many women don’t know how to deal with it when they find out that their husbands have maxed out their credit cards and owed huge debts. After all, in their hearts, the debts owed by the other party after marriage belong to the couple. *** If you have debts, you need them too. Pay back part of it. In fact, a lot of it depends on the situation. Sometimes the husband borrows money and the wife is not obligated to repay it together.

We should first determine whether the money owed by the husband is valid. For example, the money owed by illegal gambling is illegal debt and has no obligation to repay it. Secondly, we need to determine where the money is used. Only expenses used for family life or corporate investment and business operations are corporate debts. For example, the husband opened a company privately and the investment failed, and he owed a large debt. The wife did not know how the money was used, so she has no obligation to repay it.

We can only make next plans after we understand what happened. If the wife has no obligation to repay the debt, divorce is the best option at this time. The fact that the other party owes a debt without telling oneself is an act of deception in itself. This is the bottom line in many people's marriages. Once two people lack trust, the marriage will naturally become in jeopardy. Therefore, instead of wasting time here, it is better to deal with the matter as soon as possible to avoid a series of unnecessary troubles in the future and the quality of your life will also be reduced.

Before divorce, the property of both parties must be divided. You must know that debt and property are two different things. Since this debt has nothing to do with the wife, the property of the family can of course be distributed according to the law. If the couple has children after marriage, they also need to negotiate on the custody of the children and the alimony after divorce. Therefore, wives must not be anxious when encountering this kind of thing. The law has clear provisions for these situations.