What are the repayment methods for Bank of China Credit Card Supplementary Card?

The Bank of China credit card supplementary card can be repaid in the following ways:

1. Active repayment: You can choose Bank of China mobile banking, Bank of China online banking, "Bank of China credit card "Repayments can be made through WeChat official account, Colorful Life APP and other channels. At the same time, Bank of China also supports inter-bank transfers and third-party repayment methods such as WeChat, Alipay, and Lakala for active repayment. If you choose a third-party repayment, a certain fee may be charged. Please consult the transferor for the specific amount. Since the third-party channel cannot arrive in real time, please handle the active repayment at least 3 working days in advance.

(1) The supplementary card of the Bank of China series of credit cards has a balance in arrears, which needs to be repaid to the supplementary card and cannot be repaid to the main card. That is, the main card and supplementary card need to be repaid separately.

(2) The supplementary card of the Great Wall series of credit cards has outstanding balances. Since the main and supplementary cards of the Great Wall Credit Card are in the same account, the supplementary card repayment can be repaid directly to the main card or to the supplementary card.

2. Automatic repayment: If your main card and supplementary card have both activated the automatic repayment service, when the supplementary card owes money, the amount will be deducted from your designated linked repayment account. , you only need to ensure that the repayment account has sufficient funds and is in normal condition one day before the due repayment date.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.

Can I use the main card to repay the balance owed on the supplementary card of the Bank of China Credit Card?

No. If you have a balance on your supplementary card, you can only deposit money to the supplementary card, not the main card. That is, the main card is the main card, and the supplementary card is the supplementary card.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Can an additional credit card be used to repay the principal card?

The main credit card and the supplementary card are two cards using the same account. Regardless of the main card or the supplementary card, repayment transactions are directed to the same credit account, so there is no substantial difference. The consumption of the supplementary card can be paid directly from the main card. The supplementary card can repay the balance owed by its own card, but cannot repay the balance owed by the main card. The main card can repay the balance owed to the supplementary card at the same time.

The difference between a credit card and a debit card (deposit card):

1. The pinyin of the cardholder’s name and the credit card expiration date are printed on the front of the credit card, while there is no cardholder on the front of the debit card. There is no expiration date on most debit cards;

2. The numbers on credit cards are embossed, while most debit cards have flat fonts;

3 , Some dual-currency credit cards have VISA or Master marks on the front, but all debit cards do not;

4. The signature column of credit cards has a 7-digit number, but most debit cards do not;

5. There are laser anti-counterfeiting signatures on the back of credit cards, but almost none of debit cards have them;

6. Almost all credit cards have the cardholder’s signature under the signature column, and the words invalid without signature, while debit cards have There is only the cardholder's signature on the right side of the signature column.

After paying off the primary credit card (credit card), do I still have to pay back the secondary card?

Although the primary and secondary credit cards (debit cards) have different cardholders and card numbers, the functions of the primary and secondary cards are the same. ***If you use the same account, even if you use the secondary card to make purchases, it will be credited. Primary card bill. The secondary card can be repaid independently, or the main cardholder can repay the money to the main card. As long as the current balance is paid off, the secondary card does not need to be repaid.

But if the primary and secondary cards do not repay on time, even if the secondary card’s consumption is overdue, the primary cardholder will be counted as overdue, affecting the primary cardholder’s personal credit.

Can the supplementary credit card (credit card) be repaid separately?

The supplementary credit card (debit card) will be included in the bill of the main card after the payment is made, but the supplementary card allows you to pay off the debt of the supplementary card separately. As for the main card, you can repay the total bill amount of the main card and the supplementary card. However, most of the time, after the credit card (debit card) is debited, the main card will be repaid uniformly, and the secondary card does not need to be repaid separately.

If the main credit card (debit card) and the supplementary card are accounted separately, then they also need to be repaid separately when repaying, but most of the supplementary card bills will be included in the account. in the main card statement.

That’s it for the introduction of whether the supplementary credit card can be repaid.