Credit card approval process:
Submit personal information, work unit information and work unit telephone number;
After telephone verification, the bank will verify the work unit contact number and personal contact number filled in by telephone within 2 to 3 days.
The bank will send a reminder that the card has been approved or failed.
If the bank approves the card successfully, it will receive the bank card within 15 working days.
After receiving the bank card, you can take the relevant information to the local bank outlet to activate the bank card, or you can call to activate and activate the network.
Does Minsheng Bank apply for a credit card while applying for mortgage approval? Hello,
Yes,
Online intermediary handling, true or false.
Generally, there is no charge for handling credit cards.
Just fill in the information in the bank official website.
Wait for the bank to inform you, go through the relevant procedures,
Required procedures:
1, ID card
2. The work certificate can take many forms:
(1) Work permit, the most intuitive proof document, must be a card with the company name and position written on it.
(2) proof of salary, indirect proof documents, download a form of proof of salary on the Internet, print and fill it out, and then get it stamped by the Human Resources Department. The company will usually stamp you.
(3) Social security card, you can also tell the handling personnel your social security card number and inquiry password, so that the bank can inquire about the social security paid by your company for you, and then they can refer to it. In addition, this query password cannot be changed, and it is only used to query your social security. Please rest assured that it will not have any harmful negative impact on your social security.
Identity certificate and work certificate are necessary documents.
3. Personal assets certificate
How long does it take to apply for a credit card using the acceptance app? Conditions for obtaining a credit card:
To apply for a credit card, you must be at least 18 years old and have a stable income or other economic proof before you can apply for a credit card.
Credit card processing conditions:
At least 18 years old;
Need my second-generation ID card;
A work certificate and income certificate stamped with the financial seal of the unit;
No bad credit record;
Other financial certificates, such as real estate, cars, stocks, bonds, etc.
Credit card application process:
Fill in the application form;
Information of the bank itself and a copy of the information;
The bank sends it to the credit card center;
The credit card center conducts audit, business card printing and card issuance;
After getting the card, I opened the card and waited for the password letter.
At the same time, you can apply for a credit card and a loan together. If the loan can come down, the credit card will be fine.
Requirements for loan:
1.1natural person aged 8-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed)
2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.
3. The borrower's actual age plus the loan application period shall not exceed 70 years old.
Information to be provided by the borrower
1. Couple ID card, household registration book/temporary residence permit, and foreigner household registration book.
2. Marriage certificate/divorce certificate or court judgment/single certificate 2 copies.
3 proof of income (format specified by the bank)
4. Copy of the business license of the unit (with official seal)
5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.
With BOC mortgage, can I apply for loans and credit cards at BOC? As long as there is no problem with the credit record, it is good to apply for a credit card, but if you apply for a loan again, it depends on the bank's audit results:
Borrower's requirements
1.1natural person aged 8-60 (Hong Kong, Macao, Taiwan, mainland China and foreigners are also allowed)
2 have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule.
3. The borrower's actual age plus the loan application period shall not exceed 70 years old.
Information to be provided by the borrower
1. Couple ID card, household registration book/temporary residence permit, and foreigner household registration book.
2. Marriage certificate/divorce certificate or court judgment/single certificate 2 copies.
3 proof of income (format specified by the bank)
4. Copy of the business license of the unit (with official seal)
5. Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.
Note: From May, 20 10, foreign residents who want to buy a house in Beijing must also provide the tax payment certificate of recent 1 year or the social security certificate of 1 year and other materials that can prove that they have worked in Beijing for 1 year.
The car loan card of China Bank has been paid off. Can I apply for a credit card? I can apply for a credit card at any time as long as there is no problem with the credit record and the car loan has not been paid off.
How long does it take for Zheshang Bank to handle credit cards at its outlets? Hello,
This mainly depends on your repayment ability.
If you have enough certificates,
This is easy to remove from the card,
If the evidence is insufficient,
May not be able to get down or the quota is low,
So you should pay close attention to the dynamics of the card.
You can check the handling status online.
Generally, it starts when you submit the application materials for handling the card.
Wait about 20-40 days.
After the credit card center receives the credit card application materials from various cities, it takes 15 days to review and file them. Then the business card printing, because of the value of business card printing equipment.
It is expensive, so it is basically produced by credit card centers of domestic banks. This process usually takes two days. The last step is to send the card to the cardholder by registered mail, which usually takes 7.
Days-15 days. Counting the possible delays between various links, it is normal to get the card in 40 days.
The mortgage belongs to the Agricultural Bank of China, so it's better to get a credit card. Not necessarily, it also needs to meet the application requirements of credit cards.
Credit card application conditions:
1, age18;
2. Hold a valid ID card;
3. No bad credit record;
4. Have a fixed work certificate;
5 proof of income stamped with the financial seal of the unit;
6. Other financial certificates, such as bank deposits, real estate, automobiles, stocks and bonds. ;
7. Social endowment insurance certificate;
8. Provide two contacts.
The first three conditions must be met. Try to provide 4-8 pieces of supporting materials, which can specifically include the following information, be as selective as possible, ensure the smooth passage of the audit and increase the amount of information.
Materials and certificates to be provided when handling:
1. Domestic residents only need to provide: a completed and signed application form, identity certificate, residence certificate and income certificate;
2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide: a foreigner's residence permit (the reason for residence must be employment) or a foreigner/Hong Kong, Macao and Taiwan people's employment permit;
3. If it is a private owner, in addition to the above information, it is also required to provide: a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the opening date.
If you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license and a copy of the car driving license; Bank loan account (good credit, overdue for no more than 60 days) or copy of deposit certificate, etc.
How long will it take for Shanghai Pudong Development Bank to apply for a credit card, even if it is rejected? Hello, you can check the application progress through the telephone of Shanghai Pudong Development Bank Credit Card Center or the website of Shanghai Pudong Development Bank Credit Card Center. If the application is rejected, the bank will clearly tell you that the application is rejected, otherwise it is under review. Please be patient.
I am 48 years old. Can I apply for a credit card with ICBC's mortgage? You can apply for a credit card, have a stable job, and have a source of repayment.
1. The applicant should be 18-60 years old;
2. Have certain economic ability and good credit record;
3. Original and photocopy of ID card;
4. Work certificate and income certificate (required to be stamped by the unit);
5. Non-local household registration also requires proof of residence.