It is a cash installment service specially provided by CITIC Bank for credit card customers. You can apply for new quick money without mortgage or guarantee.

2. The financial resources of Guangfa Bank

This is the credit card service of overdraft transfer and installment repayment provided by Guangfa Bank Credit Card Center for cardholders, and the financial funds can only be used for the daily consumption of cardholders. It is worth mentioning that when applying for a financial intelligence fund, you can choose to borrow it on a natural day or repay it in monthly installments.

3. Bank of Communications enjoys loans.

Enjoy the loan is also a consumer credit product, its maximum loanable amount is 300,000 yuan, and the loan period is 24 periods.

In addition to these three types, the e-loan of China Merchants Bank and the loan cancellation of Shanghai Pudong Development Bank are similar to universal funds.

Extended data:

How to use a credit card loan

According to the credit status of credit card holders, banks will increase the installment quota of their credit cards to meet the needs of cardholders to buy designated brand cars during the disposal period of designated dealers.

Cardholders can repay the car purchase money in monthly installments only by bearing a certain handling fee, which fully reduces the repayment pressure.

Handling fee: You don't need to pay bank loan interest to buy a car by installment with a credit card, but you have to bear a one-time handling fee.

Handling fee = installment amount × cardholder's handling fee rate (the handling fee is included in the first month's bill after installment purchase), and the handling fee rate of each bank is different.

Loan Term: Generally, the longest term of car purchase by installment is 24 months.

Down payment: If you buy a car by credit card, you generally need to pay a down payment of not less than 30% of the car price.

Limit: The bank has regulations on the credit card installment loan amount.

Baidu encyclopedia-credit card loan