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How about the credit card of Shanghai Bank?
It's terrible. There is no 800 telephone service, and the RMB and US dollar limits of dual-currency credit cards are not shared. For example, the limit of RMB and USD is 8000, only 100 USD. If you need to use them, you must call to adjust them. In view of their poor banking business, it is estimated that credit cards will definitely not work, and they cannot be promoted.