The student card of China Merchants Bank is free of annual fee in the first year, swiped six times in the first year, free in the second year, and so on. The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period below the credit card, and the previous date is the issuing date), not a natural year.
China Merchants Bank Credit Card Free Annual Fee Policy:
Annual fee-free policy: Puka Gold Card swipes 6 times (MSN card case, VISA-MINI card, VOGUE titanium card, NBA credit card (processed before April 2008), (Platinum card and unlimited card do not enjoy this annual fee-free method, and business credit card should be implemented according to the agreement).
Cash withdrawal fee: the minimum fee is 65,438 yuan +00% of each cash advance transaction in China (since June 5438 +0, 2009), and 3% of each cash advance transaction abroad. The minimum fee is 3 US dollars/transaction or 30 yuan/transaction (subject to current demand, regardless of different places in the same city).
Maximum interest-free period: up to 50 days. The final repayment date is 18 days after the bill date.
Multi-account management: the repayment of limit bills is shared daily.
Online payment: Alipay: the single limit is 499.99 yuan, and the payment function of Taobao credit card is not limited by the amount. The maximum limit of credit card is one day (other websites depend on the limit of each merchant).
Merchant installment business: (exceeding the credit line) supports interest-free installment for specific merchants (3, 6, 12).
Bill installment: supports the installment of RMB and USD bills (including the installment of unbilled transactions and invoiced transactions). For the installment payment of RMB bills, the minimum application amount shall not be less than 300 yuan RMB each time; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time. From the day after the billing date to the final repayment date, you can apply through customer service hotline, online banking, interactive SMS, ATM, mobile banking, PAD banking, Pocket Life and other application channels.
Billing date: 3rd, 5th, 7th, 10, 12, 15, 17, 20th, 22nd and 25th of each month are billing dates, and cardholders can be replaced once every six months.
Card types: Puka (with a quota of 30,000-50,000), Gold Card (with a quota of1-50,000) and Platinum Card (with a quota of more than 50,000).
Currency: RMB, RMB/USD
In addition, if the applied credit card is not opened, the card will automatically become invalid after expiration, and the customer will not be able to renew the fee. If you don't need a credit card, you can also call the credit card customer service hotline of China Merchants Bank at 4008205555 and transfer it to the service specialist for cancellation. Cancellation is free.
Excuse me, how to handle the student credit card of China Merchants Bank?
Students from China Merchants Bank want to apply for a credit card, and bring their valid identity documents directly to the nearest China Merchants Bank outlet. If you receive a short message from China Merchants Bank asking you to go to the outlet for a face-to-face interview, you can bring your valid ID card, that is, the application materials, to the local outlet of China Merchants Bank within 30 days.