There are certain rules for the classification of consumption on the statement day for China Construction Bank credit cards. Generally speaking, consumption before the day before the bill date (23:59) will be included in the monthly bill and needs to be repaid before the repayment date on the bill date of the current month. There are many choices for the specific date of the billing date, such as 2, 5, 7, 10, 12, etc. The specific date needs to refer to the personal credit card settings.

The repayment method includes logging into China Construction Bank’s ATM or online banking. First, log in to the credit card repayment interface, fill in the necessary information, such as credit card number, cardholder name, repayment amount, etc., and confirm the repayment. Then, complete the payment through online banking using the linked or other bank's debit card. After successful repayment, remember to check the transaction record and print the receipt as proof.

It is worth noting that since February 16, 2016, the deduction time for the agreed repayment account has been adjusted to the morning of the due repayment date. Therefore, it is recommended to ensure that the repayment amount is sufficient before 7:00. If the payment is not deducted on the day due to system problems, the bank will make additional deductions on the morning of the third day after the due payment date, but this will not affect the normal repayment determination. For customers with other repayment methods, as long as the money arrives before 7:00 a.m. on the third day after the due payment date, it will be regarded as normal repayment.

The above information is for reference only. For specific operation details, please refer to the official bank notice or personal credit card contract.