What are the p2p platforms?

There are many p2p platforms in my country, such as Lu Financial, Renrenpaidai, Yirendai, etc. Note that when looking for a p2p platform, it is best to find a formal platform with bank-supervised funds. Bank-supervised funds will be more reliable.

1. As of the end of November 2019, 12 platforms or groups in the P2P online lending industry have been successfully listed, of which 6 are listed on Nasdaq, 5 are listed on the New York Stock Exchange, and 1 is listed on the New York Stock Exchange. Listed on Hong Kong stock market. In 2019, Guidai’s parent company Jiayin Jinke and Jiufu Puhui Group Company Jiufu Digital Branch were listed on Nasdaq.

2. There are currently 9 platforms in normal operation. Dianniu Finance has been investigated by the police, Xinfu has suspended bidding, and Ai Hongsen is in a deferred payment state. Among the 12 platforms for direct equity listing, except for Dianniu Financial, which is under investigation, the other 11 platforms are seeking new development paths. In the context of the industry retreat and the "three reductions" requirements of regulatory authorities, the introduction of institutional funds and the development of goods support business have become new strengths of listed P2P online lending platforms.

3. In early November, Paipai changed its name to Xinyi Technology. Its founder and co-CEO Zhang Jun also said that "Paipai is transforming into a loan assistance institution." Judging from the data, in the past year, the proportion of institutional funds in Xinye Technology has increased significantly. The proportion of institutional funds has reached 100% in October, which is higher than 75.1% in the third quarter of 2019, which also confirms the transformation theory.

4. From the perspective of the proportion of institutional funds, Lexin’s institutional funds accounted for 78% in the second quarter; the proportion of credit card institutional funds increased to 50.5% in 16 months; Xiaoying Technology’s third quarter financial report shows that in October, institutional funds Funds accounted for 52.4%; Weidai.com’s second quarter financial report of 2019 showed that institutional funds accounted for 4.3% of loan disbursements; the proportion of institutional funds of Jiufu Digital Branch also increased from 58% in the second quarter to 78.6% in the third quarter; Yiren Loan mentioned in its third quarter financial report that it has obtained nearly 35 billion credit lines from institutional partners.

5. In October and November this year, both Ai Hongsen and Xinfu issued announcements stating that the company had or planned to transform. Ai Hongsen terminated its P2P online lending business on October 17 and announced that it would concentrate its resources on the auto finance business. On December 16, 2019, New Erfu released its financial report for the first three quarters. Wang Zhengyu, founder of Xinerfu, said that in April 2019, Xinerfu exited the online lending industry and transformed into a loan assistance institution in accordance with the changing regulatory policy requirements. Credit founder and CEO An Xiaobo once said that in the second quarter of 2019, the company's business will be strategically repositioned, and the loan assistance business will be parallel to the P2P online lending business. Although Jiayin Jinke did not disclose the proportion of institutional funds in its third-quarter financial report, in the new quarter, financial technology company Jirong officially merged with Jiayin Jinke to support the expansion of institutional funds.

(Operating environment iPad 9th generation 15.1 Lu Financial Services v2.0.2 Renrenpaipaidai v7.4.2 Yirendai v6.3.6)

What are the current P2P loan platforms? ?

What are the current P2P lending platforms?

The p2p online lending platform is a financial services website that combines p2p lending and online lending. p2p lending is the abbreviation of peerlending. That is, a qualified website (third-party company) serves as an intermediary platform, borrowers issue loan bids on the platform, and investors bid for loans to borrowers. Online lending refers to the fact that in the lending process, data, funds, contracts, procedures, etc. are all realized through the Internet. It is a new financial model developed with the development of the Internet and the rise of private lending. This It is also the development trend of financial services in the future. The number of online lending platforms has grown rapidly in the country in the past two years, reaching more than 2,000 so far, with several hundred active ones.

What are the pure credit p2p loan platforms?

In fact, you should understand that investing in any platform will have risks, and the same is true for large platforms.

But you must choose a platform that is responsible and transparent in handling issues.

Yichang who has been investing will have good wealth and objective returns.

What are the best p2p loan platforms?

There is no absolutely reliable and safe standard for platform selection. Generally, the operating time is more than one and a half years, and the annual interest rate is 8.8-15.8%. Among them, there may be dangers when the interest rate level of some platforms is too high. After all, risks and benefits are directly proportional

What are the formal P2P loan platforms?

In my imagination, only Fengshengjin is the most formal P2P platform.

Which p2p loan platforms are more reliable?

Personally, I think Snow Mountain Loan is good, with stable income and guaranteed financial security.

What are the P2P loan platforms with high interest rates?

Fengfenjin is the most stable P2P platform in China. The first model of sending investment contracts to each investor, which is safe, reliable and has high interest rates.

What are the current p2p lending intermediary platforms?

There are several important models in China. One type of intermediary platform is principal-guaranteed and interest-guaranteed, represented by Weidaitong. Once a loan defaults, the cooperative small loan institution promises to advance the principal to the investor. The other type is offline. This type of network only provides transaction information. The specific transaction procedures and transaction programs are completed face-to-face by P2P credit institutions and customers. P2P online lending simply means that you lend money to others, but the P2P online lending platform only acts as an intermediary.

What p2p loan platforms can be applied for online?

There are many, many, many of which can be found in Wangdaizhijia. Before, I found Zhongyidai in Wangdaizhijia. There is also Lufax

Which P2P loan platforms are more reliable

Hello, when choosing a platform, you can pay attention to the following points to choose a platform that suits you:

1. Look at the registration threshold:

Look at the registered capital of the platform, find out the details, and block platforms without capital capabilities from the door to reduce risks.

2. Look at the risk margin:

Risk margin, also called risk reserve fund and risk guarantee fund, is one of the most commonly used security protection methods on many platforms. When an investment project on the platform is overdue, the platform will withdraw funds from the risk margin account to advance principal or principal and interest for investors.

3. Third-party guarantee:

The platform uses a third-party guarantee company to guarantee the principal, interest or principal of investment projects on the platform, which is a safer guarantee than risk deposits. .

4. Look at high returns rationally:

Generally, the annualized returns of such platforms are between 8.8-15.8%. When the interest rates of some platforms are too high, you must be more vigilant. .

The above points are for reference only. You can choose according to your needs. Investment is risky and financial management needs to be cautious. I wish you a happy life

What are the regular P2P platforms now?

I only know that there is e-quick money, Renren loan.

There are several p2p platforms under CreditEase

The p2p platforms under CreditEase include: Yirendai, Yichedai, Yixuedai, Yinnongdai, CreditEase Leasing, Refers to Wang Financial Management, Toumi.com, Nongshang Loan, and CreditEase Puhui Huinong.

Among them, Yirendai is very well-known in the P2P industry, with its comprehensive rating ranking firmly among the top three in the industry. It is a person-to-person online lending service platform launched by CreditEase in 2012. On December 18, 2015, Yirendai was successfully listed on the New York Stock Exchange in the United States, becoming the first financial technology stock in China and currently a listed company.

Extended information:

CreditEase was founded in 2006 and is headquartered in Beijing. It has developed into a financial technology company engaged in inclusive finance and wealth management. It has actively deployed in cutting-edge fields such as payment, online lending, crowdfunding, robot investment advisory, smart insurance, and blockchain, and participated in global financial technology innovation through business incubation and industrial investment.

Tang Ning, founder and CEO of CreditEase. Tang Ning studied in the Mathematics Department of Peking University in his early years, and later went to the United States to study economics. He worked at DLJ Investment Bank on Wall Street in the United States, and was engaged in the listing, bond issuance and mergers and acquisitions of financial, telecommunications, media and high-tech companies. In 2018, he was awarded an honorary doctorate from Southern University in the United States for his achievements in the field of financial technology.