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What if the credit card is maliciously overdrawn by others?
The bank will ask you for repayment. \x0d\ Personal losses are caused because the credit card collection contract clearly stipulates that the credit card shall not be lent to others. \x0d\ So others maliciously overdraw, but the consequences are your own. If the amount is relatively large, and you can't repay the loan within the time specified by the bank (within 3-4 months), you are likely to face recourse by means of bank outsourcing collection, legal proceedings, property preservation and seizure, which will be unbearable and even suffer reputation and economic losses. \ x0d \ x0d \ Malicious overdraft of credit cards is illegal and has been written into the criminal law. The amount is large enough to be sentenced \x0d\ I suggest you: \x0d\ 1. Do everything possible to get the cardholder to pay back the money immediately. If it is not returned, legal measures will be taken. Second, if you can afford it, you can pay it back first. But it is very likely that it will be unclear to the cardholder. \ x0d \ x0d \ If you borrowed the card, ask him or his family and friends to help him pay back the money with affection. If it's really bad, Sue. \x0d\ If the card is stolen or lost. You can explain it to the bank or report it directly.