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The most worthy platinum credit card in 2022

1. Bank of Communications Baiqilin (business travel)

2. China Merchants Express Platinum Card (international shopping, travel)

3. Pudong Development Bank AE Platinum Card ( It can be called the magic card of 2017)

4. CITIC i Platinum Credit Card (shopping, food)

The platinum card naturally has higher application requirements than the gold card, and it costs money to maintain. , but the benefits and limits of the Platinum Card are really attractive.

The limit of the Platinum Card is much higher than that of the regular card and gold card. Moreover, this also shows more noble status and marks the cardholder as a successful person.

Bank VIP services, airport VIP lounges, complimentary high-value aviation accident insurance, discounts at preferential merchants, free golf in many cities across the country, points redemption for distances, free car rescue, and no appointment for physical examination at a top-level hospital , skipping queues and other multiple privileges are all available to standard platinum cards.

Today’s Platinum Card annual fee charging standards: No matter whether the card is opened or not, once the card is approved, the annual fee will start to be charged. Most credit cards follow this standard, and the annual fee ranges from five hundred to several thousand yuan. wait. Annual fees are waived for card swiping purchases, and the standard is: card swiping purchases in the first year range from tens to hundreds of thousands.

There are genuine and fake Platinum Cards. Nowadays, various banks have also launched many fake platinum credit cards, commonly known as "little platinum". This type of platinum card seems to be no different from the standard platinum card, but in fact, it is very different.

Limit distance: Standard platinum credit cards have a higher starting limit, and the common starting credit limit is more than 100,000, while the limit of "little platinum" is usually only slightly higher than that of gold cards, depending on the qualifications , the starting point of the quota usually ranges from 30,000 to 50,000.

Annual fee distance: Normally, the annual fee for a standard platinum card will be as high as several thousand yuan, but "little platinum" can waive the annual fee or offset it by swiping cards and points.

Service distance: The above-mentioned advantages are usually only for standard credit cards, and the services that "little platinum" can enjoy are very few.

Due to the special nature of platinum cards, many platinum cards from some banks will usually be approved if they are automatically applied for. These banks are more likely to automatically send invitation letters to invite qualified users to upgrade to platinum. Card.

If you need to set a credit limit for an additional card or modify the set limit, please call the 24-hour Platinum VIP Service Hotline and our Platinum Service Specialist will handle it for you.

There is no separate statement for the supplementary card. All transaction details of the supplementary card are uniformly listed on the statement of the main card and sent to the main cardholder to facilitate you to master and understand the supplementary card. usage.